My name is Richard and I am married with two children. Almost three years ago my wife had brain sergery. Over this amount of time we have accumulated alot of debt. Medical, utilities, car, phone, etc. My wife is wonderful but she can't do as much as she could safily as she used to. So we are falling deeper into debt, and I am so scared of losing everything. Please, I will explain ferther face to faceĀ or how ever we get into contact.Please, I need help!!! ridunne@hotmail.com